Episode 241 – Stop Decision Debt:  Why “Let Me Think About It” Costs You

How much of your business growth is being held back by the decisions you haven’t made yet?

In this episode, Melisa Liberman introduces a concept that every independent consultant needs to understand: decision debt. Decision debt is the accumulation of unmade decisions that silently drain your energy, slow execution, and stall your business momentum.

Melisa explains why indecision often feels safe, and why it’s actually one of the biggest costs in your business. Through relatable examples and real scenarios, she walks you through how decision debt forms, the hidden price you pay for keeping your options open, and how to break the cycle for good.

You’ll discover:

• What decision debt really is, and why it’s more damaging than you might think.
• Four root causes that keep consultants in indecision mode, from fear of making the wrong choice to overthinking and avoiding discomfort.
• The real costs of indecision, including lost opportunities, slower execution, mental fatigue, and eroded confidence.
• Two relatable examples, like delaying a price increase or ignoring red flags in potential clients, reveal how decision debt quietly undermines your growth.
• A practical process to clear your mental and business backlog using a simple decision log that builds momentum and confidence.

Melisa also shares how she applied this process in her own business by writing down every open question and systematically deciding or setting deadlines for each one. The result? A dramatic boost in focus, freedom, and creative energy.

She closes the episode with a quick challenge: list ten decisions you’ve been putting off and commit to resolving at least one this week.

This episode is a must-listen if you want to think and operate like a business owner, not an overworked consultant.

Tune in to Episode 241 to learn how clearing your decision debt can unlock clarity, confidence, and momentum in your independent consulting business.

🔗 Companion Resource: The Business Brain Journal & Quarterly Business Planner

To put this episode into action,

1. Shop Growth Atlas Products:
   1. Quarterly Business Planner
   2. The Business Brain Journal
   3. The Project Map Desk Pad

FOR MORE INDEPENDENT CONSULTANT RESOURCES:

1. Coaching for Consultants: Click here to schedule your Coaching Exploratory Call.
2. Book: Grow Your Consulting Business: The 14-Step Roadmap to Make Your Independent Consulting Goals a Reality
3. YouTube Podcast Channel
4. LinkedIn 
5. Website
6. Related Podcast Episodes:
   1.  Episode 164 – Thinking “I’m Behind” Is Dangerous for Your Independent Consulting Business